Drivers often leave the accident scene to avoid liability for damage to the injuries suffered and the victim’s property damage. This forces victims to make claims against their insurance premium, which in most cases does not cover the full damages. Other victims will have to pay for the expenses from their pockets, which is inconvenient, especially where the accident was not their fault.
Given the complications following a car accident, working with an attorney is advisable to enable you to focus on recovery. A lawyer does not guarantee the desired outcome for your case, but working with one at any stage will save you the stresses of the legal processes.
Read on for when to call a car accident lawyer.
You Have A Serious Injury Or Are Uncertain Of The Extent Of Your Injury
Serious injuries or even death are complicated to handle and require more money. The initial medical expenses are high, and some may need long-term care or alterations at home to accommodate the victim. You can also be in limbo after an accident where initial treatment does not yield significant results, making you question your future wellness. Under such circumstances, talk to an accident lawyer who will help you seek treatment from a specialist and hold the at-fault insurance company accountable for the long-term costs beyond the current diagnosis.
You Are Unable To Meet Financial Obligations
Besides affecting your quality of life, a car accident will attract costs that could strain you in the long run. By working with a lawyer, you will get compensation that will cover the following expenses:
- Vehicle damage or replacement
- Medical bills
- Lost wages
- Pain and suffering
- Permanent disability
- Loss of consortium
You Are Experiencing Difficulties With The Insurance Companies
Like any other business, insurance companies are profit-oriented and will pay the least amount possible to maximize their profits. This explains why despite sounding concerned and sympathetic, an insurance adjuster will still find a reason to get out of paying your claims after a car accident. Therefore, as you expect a call from the insurance after your accident, talk to your lawyer in advance and refer the adjuster to them for information.
An accident lawyer will represent your interests to the insurance company with solid evidence, forcing them to take you seriously. This, in turn, will attract fair compensation even if they do so reluctantly.
The Fault Is Disputed
Following a car accident, it is normal to have disagreements over who is responsible. If this happens to you, seek the help of an accident lawyer. Most states benefit from comparative negligence laws that allow the split of liabilities based on who has the most fault. Where both parties are equally responsible, they will be entitled to half of the total damages. Therefore, seek your lawyer’s counsel for clarity on the party at fault and for them to take responsibility.
Call A Car Accident Lawyer Today
While not all accident lawsuits will end on a lawyer’s desk, collaborating with one is advisable if you sustain serious injuries or are uncertain about their extent. Also, call a lawyer if you have heavy financial obligations, are having challenges with the insurance companies, or the fault is disputed. Your lawyer will advise you on the case, conduct due diligence and negotiate on your behalf to ensure a fair settlement.
